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💵 Personal Finance
See your complete
financial picture.
Calculators for net worth, margins, pricing, investment returns, balance sheet analysis, depreciation, and earnings ratios. From everyday budgeting to financial statement deep-dives.
18+personal finance tools
8+related guides
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Everyday Money
Budgeting, pricing, and spending tools
💼Popular
Net Worth Calculator
Add all assets and liabilities to calculate total net worth — with balance sheet breakdown and trend comparison.
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🏷️Popular
Discount Calculator
Calculate sale price, savings amount, and percentage off — quickly check any discount or markdown.
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%Popular
Percentage Calculator
Calculate percentage change, percentage of a number, and percentage difference in seconds.
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📊Popular
Margin Calculator
Calculate gross profit margin, markup, and revenue from cost — for pricing and profitability decisions.
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Pricing & Unit Costs
Per-unit, per-pound, and per-order cost tools
🧮Cost
Cost Per Item Calculator
Calculate cost per unit from total cost and quantity — for inventory valuation and pricing.
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📦Pricing
Price Per Unit Calculator
Find the price per unit from total price and quantity — for retail comparison and bulk buying decisions.
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⚖️Pricing
Price Per Pound Calculator
Calculate cost per pound or kilogram — useful for comparing grocery and commodity pricing.
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Investment & Returns
Discounting, ROI, and project evaluation
📉DCF
Discount Factor Calculator
Calculate present value of a future cash flow — with multi-year NPV mode and rate sensitivity comparison.
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📊Returns
Accounting Rate of Return Calculator
Calculate ARR for capital project evaluation — the non-discounting alternative to NPV analysis.
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📈Returns
Simple Rate of Return Calculator
Calculate return as a percentage of initial investment — the most straightforward ROI measure.
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📈Returns
Capital Gains Yield Calculator
Calculate the return from price appreciation alone — the capital gain component of total return.
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Balance Sheet & Accounting
Financial statement metrics and ratios
📋Accounting
Total Liabilities Calculator
Sum current and non-current liabilities for the complete liabilities figure on your balance sheet.
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🏗️Accounting
Tangible Net Worth Calculator
Calculate TNW by removing intangible assets — the stricter net worth metric lenders and covenants use.
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💹Accounting
Retained Earnings Calculator
Calculate ending retained earnings from opening balance, net income, and dividends paid.
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📉Accounting
Straight-Line Depreciation Calculator
Calculate annual depreciation expense, book value over the asset's useful life, and accumulated depreciation.
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📊Accounting
Income from Continuing Operations
Isolate ongoing business earnings by removing discontinued operations and extraordinary items.
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💰Accounting
Cash Flow to Stockholders Calculator
Calculate cash returned to equity holders through dividends and net share repurchases.
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Related Guides
Personal finance and accounting concepts explained
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How to Calculate Discount FactorFormula, factor table, DCF application, NPV worked examples.
🏗️How to Calculate Tangible Net WorthTNW formula, intangible deductions, covenant context.
📋How to Calculate Total LiabilitiesCurrent vs non-current classification, balance sheet placement.
💹How to Calculate Retained EarningsRoll-forward formula, dividends, balance sheet connection.
📊How to Calculate ARRAccounting rate of return formula vs NPV comparison.
💰How to Calculate Cash Flow to StockholdersDividends, repurchases, and equity financing cash flow.